Alright here is what i do. I insure the car for an entire year, being 20 years old that is about 1900-2000. So, when the time comes to park it for the winder i bring the plates down and tell them i am going to cancel it they say pay $30 bucks. But what they dont tell you is that you can use that money to insure you car throughout the winter. Granted mine is in a garage so i only put fire on it, but it is for 6 months of fire. If you want to pay 10-20 bucks more you can get theft too.
In the end you get the cheaper rate of buying it all year (I pay monthly) and using the cancelation fee to insure it during the winter.
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